It's simple. Just fill out an online loan application on our website. You can find a detailed description here.
No. The advantage of our Rerum online loan is that you do not pay any fee for its approval.
At Rerum, we provide online loans ranging from CZK 1,000 to CZK 30,000.
Yes, our online loan is purposeless, which means you can use it for whatever you want.
To obtain a Rerum non-bank loan, the following documents must be provided:
- Copy of a valid ID card
- A copy of the second identity document
- Payslips for the last 3 months and bank statements for the last 3 months
This method of verification reduces the risk of fraud and misuse of your personal data (for example, if you lose your ID card), and we can also verify that you have provided the correct account number in your online non-bank loan application and that you are indeed the owner of this account.
Yes. To apply for a Rerum loan online, you only need to have a regular monthly income.
Yes. Once you have repaid the loan we have provided you, you can immediately apply for a new loan online, via your client zone. It is very easy. Simply log in to the client zone and click on the “New loan” button and agree to the Consumer Credit Agreement.
To access all documents that you have concluded with our company, use your client zone here. Through it, you will get simple and quick access to all contractual documents. To enter the client zone, all you need is your e-mail and password that you chose during registration.
Yes. In this case, you will need to send us a withdrawal from the contract within 14 days of signing the contract and return the entire amount paid back to our account within 30 days of this request. More information can be found here.
On the due date of your loan, you must pay either the total amount payable, including the principal and contractual interest for the loan period, or the minimum amount payable, including only the contractual interest for the entire period of disbursement. If you pay only the minimum amount, the maturity will be extended by 1 month. The following month, you will again have the choice of paying the total or the minimum amount payable. In this way, the loan can be drawn down for an indefinite period.